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Stop borrowing from banks. Use a high-cash-value life insurance strategy to control your cash flow, build liquidity, and finance your life on your terms.
Infinite Banking is a bold financial strategy that turns a specially designed whole life insurance policy into your personal bank. Instead of putting cash in savings or sinking it into external loans, you overfund your policy so its cash value grows quickly. Then, you borrow against your own policy — no banks, no credit checks, no middlemen. It’s not a magic trick — it’s a disciplined system rooted in cash value life insurance: you fund it, let it build, borrow against it, and repeat.
You start with a properly structured whole life policy — one designed for high early cash value, not just a large death benefit.
From there:
✔ You fund the policy consistently
✔ Cash value grows inside the policy
✔ You borrow against your own cash value when needed
✔ You repay on your own timeline
✔ Your money keeps growing the entire time
The key insight most people miss:
When you borrow from a policy, you’re not removing the money, you’re using it as collateral. The policy continues to compound as if nothing left.
When opportunity shows up, you don’t wait on approvals or justify your worth to a bank. Policy loans are based on the cash value you’ve already built, not your credit score or income at that moment. Liquidity becomes something you own, not something you apply for.
Cash value grows inside the policy on a tax-deferred basis, sheltered from the noise of the market and the drag of annual taxation. When structured and managed properly, access to that money through policy loans is not treated as taxable income. It’s quiet, steady growth compounding without constant erosion.
Most dollars only get used once: saved, spent, gone. Infinite Banking lets the same money do multiple jobs — growing inside the policy while being used elsewhere. This is velocity, not just accumulation — capital that returns to you, ready for the next move.
You can work with an agent to find a life insurance policy and can get a personalized, free, and no-obligation life insurance quote in just a few minutes. It’s that easy to start protecting your family’s financial future! Requesting a life insurance quote through AIG Direct is now faster and easier than ever!
With My Term Life Guy, you can get quality term life insurance coverage for less. Call now and save up to 60% on your term life policy compared to the same coverage through other carriers. That means you can get similar coverage for your money – and that’s always a good thing!
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